How to Avoid Underinsurance

Suitable insurance forms a vital part of business continuity planning - but how can you be sure that you are buying the right amount of cover? Here we share some top tips from 'How to avoid underinsurance – A guide for small and medium-sized businesses' produced by the British Insurance Brokers’ Association.

By |2021-02-02T10:39:29+00:00February 2nd, 2021|General, Insurance|0 Comments

FCA Test Case Supreme Court Judgment

On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.

By |2021-01-30T00:47:06+00:00January 26th, 2021|General, Insurance|0 Comments

Unoccupied Property Market Response – Lockdown 3.0

It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

By |2021-02-09T14:15:37+00:00January 18th, 2021|General, Insurance, Property|0 Comments

Prepare your business for Brexit – Jan 2021

A post-Brexit trade deal could be sealed as talks between the UK government and European Union continue this week.  Before the weekend, both parties said that ‘no-deal’ was the most likely outcome. Whether or not a deal is agreed, you should ensure that your business is prepared for operating under new rules.

By |2020-12-17T09:55:31+00:00December 16th, 2020|General|0 Comments

COVID-19: Management liability

COVID-19: Potential exposures to directors and senior managers 14, May, 2020 Claims culture and worker safety are hitting the headlines with some parts of the UK starting to return to work.   Companies House data in February and March shows the emergence of 45 newly incorporated limited companies that contain the words ‘corona’ or ‘COVID’, with [...]

By |2020-05-19T10:10:15+00:00May 15th, 2020|General, Uncategorised|0 Comments
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