How to Avoid Underinsurance

Suitable insurance forms a vital part of business continuity planning - but how can you be sure that you are buying the right amount of cover? Here we share some top tips from 'How to avoid underinsurance – A guide for small and medium-sized businesses' produced by the British Insurance Brokers’ Association.

By |2021-02-02T10:39:29+00:00February 2nd, 2021|General, Insurance|0 Comments

FCA Test Case Supreme Court Judgment

On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.

By |2021-01-30T00:47:06+00:00January 26th, 2021|General, Insurance|0 Comments

Unoccupied Property Market Response – Lockdown 3.0

It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

By |2021-02-09T14:15:37+00:00January 18th, 2021|General, Insurance, Property|0 Comments

Engineering Inspections Market Response

Engineering Inspections 17, April, 2020 Insurer responses to engineering inspections Following the government decision to put the UK into lockdown, inspection service providers sought guidance from the HSE and SAFed on the approach required for statutory inspections. As of Thursday 26 March, inspections will be conducted in accordance with the latest HSE and SAFed (The [...]

By |2020-05-19T08:24:12+00:00May 5th, 2020|covid-19, Insurance|0 Comments
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