Lack of Cyber Cover Leaves SME’s Exposed to Attacks

86% of SMEs do not have any cyber insurance in place according to a recent survey by Aviva.  This lack of insurance protection comes at a time of rapid digitisation, with statistics showing that 41% of SMEs updated their website in response to the pandemic while 39% moved online or improved their online offering.

By |2021-08-17T15:09:51+00:00July 27th, 2021|Cyber|0 Comments

How to Avoid Underinsurance

Suitable insurance forms a vital part of business continuity planning - but how can you be sure that you are buying the right amount of cover? Here we share some top tips from 'How to avoid underinsurance – A guide for small and medium-sized businesses' produced by the British Insurance Brokers’ Association.

By |2021-08-09T15:34:40+00:00February 2nd, 2021|General, Insurance|0 Comments

FCA Test Case Supreme Court Judgment

On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.

By |2021-08-09T15:36:39+00:00January 26th, 2021|General, Insurance|0 Comments

Unoccupied Property Market Response – Lockdown 3.0

It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

By |2021-08-09T15:31:07+00:00January 18th, 2021|General, Insurance, Property|0 Comments
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